Rizn Neo Bank
Challenge
Young professionals in the UAE, like Ali (28, living and working in Dubai), face difficulty managing their finances effectively. After receiving their salary, they transfer 3,000 AED to their Rizn card for daily expenses. However, money often runs out before month-end due to frequent spending on coffee, taxis, food delivery, and subscriptions. The challenge was to help users like Ali avoid overspending and stay within their budget.
User Scenario & Test Case
The design challenge focused on creating a comprehensive budget management flow that would allow users to set budgets, track expenses in real-time, and receive insights on their spending patterns.
Test case document outlining the user scenario, goals, tasks, and evaluation criteria for the budget management feature.
Solution Approach
The design solution focused on creating an intuitive budget management system with the following key features:
- Budget Setup Flow: Allow users to set monthly budgets with category breakdowns and spending limits
- Real-time Tracking: Provide instant visibility into current spending vs. budget with visual indicators
- Partial Expense Recording: Enable users to log partial transactions and track remaining amounts
- End-to-End User Journey: Design a complete flow from budget creation to expense tracking and insights
- High-Fidelity Prototypes: Create interactive prototypes demonstrating the core user interactions
Design Deliverables
The project deliverables included:
- Dynamic Figma prototype showcasing the budget management flow
- High-fidelity mockups demonstrating key screens and interactions
- User flow diagrams illustrating the complete journey
- Design system components for consistency across the app
Key Design Decisions
- Visual Budget Indicators: Used progress bars and color coding to make budget status immediately clear
- Category-based Organization: Grouped expenses by categories (food, transport, subscriptions) for better insights
- Proactive Notifications: Designed alerts to warn users before they exceed budget limits
- Simplified Data Entry: Minimized friction in expense logging with smart defaults and quick actions
- Contextual Guidance: Provided helpful tips and suggestions based on spending patterns
Expected Impact
- Improved financial awareness for young professionals managing daily expenses
- Reduced overspending through real-time budget tracking and alerts
- Enhanced user engagement with intuitive, mobile-first design
- Scalable framework for additional financial wellness features